Your Cooperative,
In Your Pocket
Manage your cooperative finances effortlessly. Check balances, request loans, buy utilities, and grow your savings all in one app. Built for members of Nigeria's smartest cooperatives.
Based on 2,345 reviews
Loan approved
₦150,000
Built for the way you save, borrow, and spend.
Everything your cooperative does — faster, clearer, and always in your pocket.
24/7 Access
Check balances anytime, anywhere from your phone. No more waiting for office hours.
Instant Loans
Apply and get approval in minutes, not weeks. Money in your account same day.
Track Growth
Watch your savings and investments grow with beautiful real-time charts.
Secure & Safe
Bank-grade security with biometrics and end-to-end encryption for your peace of mind.
Everything your cooperative does, in one app.
Designed with real co-op members to cut queues, paperwork, and guesswork.
View all your balances at a glance
Your capital, savings, loan, and transaction accounts on one clean dashboard. Pull down to refresh and see live updates from your cooperative.
Total balance across accounts
Total Balance
₦2,450,000.00
Capital Account
₦1,200,000
Savings Account
₦850,000
Loan Account
₦400,000
Apply for loans in 3 taps
No more paperwork. Set your amount, pick a repayment plan, and get approval from your cooperative within minutes. Track repayments automatically.
Available loan limit
Step 2 of 3
How much do you need?
Loan amount
₦150,000
Buy airtime, data, and electricity
Top up on any Nigerian network, pay for data bundles, and purchase prepaid electricity tokens without leaving the app. Fast, cheap, and cashback on every transaction.
All networks supported
Buy Airtime
Choose your network
MTN
Airtime
Glo
Airtime
Airtel
Airtime
9mobile
Airtime
Quick amounts
Full audit trail with filters
Every naira accounted for. Search, filter, and export your full transaction history to CSV for personal record keeping or tax purposes.
Download anytime
History
Monthly Savings
Oct 15
+₦50,000
Loan Disbursement
Oct 12
+₦150,000
MTN Airtime
Oct 10
−₦2,000
Electricity Token
Oct 08
−₦10,000
Loan Repayment
Oct 05
−₦26,250
Up and running in three steps.
We made onboarding as simple as possible. No paperwork, no office visits.
Download the App
Get LOOP from the App Store or Google Play. Takes under a minute.
Join Your Cooperative
Select your cooperative from our list or request to join — we handle the verification.
Start Banking
Check balances, request loans, buy utilities, and track every transaction.
Four accounts, one seamless experience.
Every cooperative member gets access to all four account types. Move money between them in seconds.
Capital Account
Your ownership stake in the cooperative. Grows each month with contributions and annual dividends.
Savings Account
Set aside money for goals with flexible deposit schedules and competitive interest rates.
Loan Account
Borrow at member rates with flexible repayments drawn automatically from your savings.
Transaction Account
Your day-to-day wallet for utility payments, transfers, and everyday co-op activity.
Real words from real cooperative members.
"LOOP changed how I relate to my cooperative. I requested a ₦200,000 loan on a Tuesday morning and the money hit my account before lunch. No office visits, no paperwork."
Adaeze Okoro
Teacher · Lagos
"I love that I can buy airtime and pay my electricity bill directly from my savings. My cooperative feels like a proper fintech now. Honestly, I check my balance every morning."
Chinedu Kalu
Market Trader · Aba
"As the secretary of our co-op, this saved us countless hours. Members handle their own requests and transactions — we focus on growth. Ratings are well deserved."
Blessing Nwachukwu
Co-op Secretary · Enugu
Questions, answered.
Everything you need to know before downloading LOOP.
After installing LOOP, search for your cooperative from our verified list, or tap "Request to join" and enter your membership ID. Your co-op admin approves you within 24 hours — usually much sooner — and you get instant access to all your accounts.
Ready to Take Control of Your Finances?
Join thousands of members already using LOOP to save smarter, borrow faster, and pay everything in one place.
Scan to download
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